Chapter 406: Spiritual Return (Please subscribe and vote)
After returning to Jiangchuan from Ziyun Town, everyone went about their own business. Zhang Yunqi went to the Liansheng Group headquarters alone.

After arranging the next key tasks of Aiwa Electronics, he also needs to talk to Li Jilin about cooperating with several financial institutions such as the Agricultural Bank of China to build an agricultural financial system.

At the beginning, Zhang Yunqi reached a cooperation agreement with several financial institutions in the province, although it was a stab in the back of Gao Shan and Huangcheng Group to a certain extent. As early as in the Red Star bankruptcy and reorganization case, he discovered the huge debt crisis hidden in Huangcheng Group. Several financial institutions rushed to initiate asset preservation for Huangcheng Group, which directly led to the collapse of Huangcheng Group. But the people in the bank are not fools. The huge benefits he threw out are just one of the links. The key is that the people in the bank can also see the debt iceberg hidden under the water surface of Huangcheng Group with a careful investigation, so he doesn't need to say anything at all, and directly take action against Huangcheng Group.

The core purpose of Zhang Yunqi's cooperation with financial institutions is to explore and build an agricultural financial service system by relying on the service scenarios of Yunxi Village Shareholding Cooperative and Huafeng Agriculture and the advantages of a large number of agricultural business entities.

In the mid-1990s, this would be a groundbreaking business. If done well, it would introduce financial and social capital to empower the vast majority of agricultural operators, promote the cross-border allocation of capital, technology and rural resource elements to a certain extent, and promote the large-scale development of agriculture. The impact on the future agricultural and rural development of Jiangchuan City will be far-reaching.

The first phase of the pilot project is located in Longwan Town, Liansheng’s headquarters.

Zhang Yunqi did not have the energy to participate in the specific business, so he could only leave this matter to Li Jilin.

As the general manager of Liansheng, Li Jilin alone controls all the business lines and subsidiaries of the huge group. The back-end is the raw material production system including Yunxi Village Cooperative and Huafeng Agriculture; the mid-end is the raw material processing and supply chain system including Longjingyuan Agricultural Industrial Park and a number of contracted canneries; the front-end is business lines such as market sales and marketing. In addition to the internal operations management of the group, external entertainment and socializing, he has to accompany Zhang Yunqi to plan the general strategic blueprint, and he is busy every day.

Of course, Zhang Yunqi did not treat Li Jilin unfairly.

Liansheng Group has an option incentive plan. Zhang Yunqi, the founder of Liansheng Group, holds 70% of Liansheng's shares through his sole proprietorship, United Times. The original shareholders of the company, including him, split off 15% of the shares as the source of equity options and authorized the Equity Options Committee to centrally manage them.

Li Jilin has made great contributions to the development of Liansheng Group. Zhang Yunqi gave him 5% equity options. In addition to the right to profit distribution, his exercise period is six years.

This is to give full play to the long-term incentive effect of equity options. Every two years, Li Jilin can exercise one-third of the equity options he was granted. Now he has exercised once, and one-third of his equity options have been converted into personal shares, and he has officially become the fourth shareholder of Liansheng Group.

Of course, in addition to full satisfaction in terms of money, status and fame are also a man's adrenaline. As the second-in-command of Liansheng Group and the actual operator, Li Jilin is already a well-known entrepreneur in Jiangchuan City.

After arriving at Liansheng's headquarters, Zhang Yunqi went directly to the general manager's office. Li Jilin was already waiting for him. Zhang Yunqi sat on the sofa. The two of them were so familiar with each other that they didn't know each other any better. Without further ado, Zhang Yunqi asked directly, "How is the negotiation between Feng Yang and the bank going?"

Li Jilin said: "The green light has been given by Fengyang. They have always been very positive about Liansheng's affairs. As long as it does not violate the rules, they will handle all special matters. According to your idea, the Fengyang government commissioned a local state-owned enterprise to jointly establish a joint venture company with us. The day after the company was registered, Fengyang passed a meeting and issued documents such as the land transfer transaction market management method, the market construction implementation plan and the full entry of collective assets. In addition, the joint venture company has been authorized to fully operate the fictitious land transfer transaction center set up by the Agriculture Bureau. Once the personnel are in place, it can be opened for business immediately."

Zhang Yunqi was a little surprised by this: "This is the first time I've seen it happen so fast."

Li Jilin brewed a cup of Dahongpao and handed it to Zhang Yunqi, saying, "After all, this trading center is of a public welfare nature. From the perspective of commercial profit, it does not mean much to us. We just want this platform to raise funds, revitalize land, and improve production efficiency and product quality. But it means a lot to Fengyang County."

Zhang Yunqi nodded, took a sip of tea and asked, "What about the bank?"

Li Jilin said: "Yu Lin has signed an agreement with the Agricultural Bank on behalf of Liansheng before. Now we are doing research with the Agricultural Bank on our financial scenario grafting, financial product design, the number of business entities and demand and other related data. Once the land transfer transaction platform is unveiled and opened, we will immediately move forward simultaneously. The bank is more active than us in this matter. On the one hand, it is the task of the provincial branch, and on the other hand, they are also aware of the huge interests involved and want to start the business as soon as possible."

As for banks, their business is to make deposits and loans. Deposits require scenarios, and so do loans. Yunxi Village Cooperative now controls a large number of large and small agricultural operators. According to Zhang Yunqi's plan, with the support of Yunxi Village Cooperative and Huafeng Agriculture, their development must break the fragmentation of land under the household contract responsibility system through land transfer. This requires the official government resource docking platform of the Land Transfer Service Center, and the deep involvement of financial capital to promote the scale and mechanization of the agricultural industry, so as to continuously expand the benefits of agricultural operations while liberating productivity and releasing labor to work in cities.

Zhang Yunqi listened to Li Jilin and said, "There are many scenarios, from land transfer to agricultural production and management, agricultural materials such as pesticides and fertilizers, agricultural machinery and other agricultural tools, and agricultural services for migrant workers. These back-end agricultural social services can be grafted with financial services. What we need to focus on is the new agricultural financial products developed by the United Bank. Its threshold should be low enough, the interest rate should be low enough, and the procedures should be convenient enough. As for the disposal of non-performing assets that banks are worried about, the land transfer service center can be used to transfer non-performing assets to Huafeng Agriculture for the second time. This is a real guarantee! But we can't take it all, and the bank has to bear part of the impairment rate. The bank has nothing to say."

Zhang Yunqi continued, "You know this very well. In order to accomplish this, Liansheng has paid a lot of money to the bank. They have made a lot of money from opening accounts. I want only one thing in return. Lend them a lot of money to cultivate and expand the agricultural business entities that have signed the contract for the unified sale and purchase of scattered seeds under the Yunxi Village Cooperative. Only in this way can the most basic part of Liansheng's supply chain system be solid enough. You need to check this carefully and don't make things that cause complaints from the people below."

Li Jilin nodded: "I will personally check the product. If it is not good, we can cancel the cooperation. This is something the bank needs us to do."

Zhang Yunqi put down his teacup and said, "By the way, there is one more thing. Some time ago, Mayor Yang and I talked about connecting with large agricultural product buyers in Guangdong and Shenzhen. The city attaches great importance to it and will probably issue policies soon to promote the construction of a platform for connecting agricultural product production and marketing between the two places. Next month, the city will lead a delegation to Shenzhen to conduct investment promotion activities. I proposed this idea to Yang Jiarong. Liansheng Group must participate, otherwise it will be very passive. If you don't have time for the investment promotion activities next month, you can ask Tan Shenghe from Huafeng Agriculture to take people there."

Li Jilin thought for a moment and said, "We'll see what happens then. If it's nothing important, I can go there myself."

Zhang Yunqi changed the subject and said, "Although agricultural food sales have always been Liansheng's main business, Liansheng has developed to this point. With the continuous improvement of the supply chain system, the business involved is no longer limited to this, and our development cannot be limited to this. However, the company's current planning cannot keep up with the speed of business development, and the overall strategy needs to be further upgraded. In the future, Liansheng should be a large-scale agricultural and rural management group enterprise covering food sales, agricultural operations, rural asset management, and agricultural finance. We have built the front, middle and back ends of the agricultural operation sector relying on the Yunxi Village Joint-Stock Cooperative and Huafeng Agriculture. Rural asset management needs to focus on high-standard farmland and collective asset operations. Yunxi Village and the 'Yunxi Experience' are now so famous in the province, and the collective assets in the village are extremely valuable."

Zhang Yunqi paused and continued, "Recently, I have been thinking that it is necessary to separate the core business line of Longjingyuan canned food and set up a subsidiary to fully manage Longjingyuan's canned food, seasoning noodle products, vegetable products, bean products and other product lines. You can focus on the overall business planning and development of the entire group."

Li Jilin heard this and knew that he would be busy again. But his boss was just that kind of person, with a leaping mind and forward-looking ideas. At a young age, he had unique insights into land and capital operations and agricultural management. "Ding-ling-ling..."

At this time, the cell phone rang.

Li Jilin took out his mobile phone and glanced at the screen.

In the past, when he was talking about work with Zhang Yunqi, he would hang up after receiving a call, but not this time. He just answered the call hesitantly and did not avoid Zhang Yunqi.

After Li Jilin hung up the phone, Zhang Yunqi asked, "Is it Yufei's?"

Li Jilin nodded and said, "Yes." After a pause, he smiled and said, "She went back to Jiangchuan and asked me to get off work early and go home for dinner."

Zhang Yunqi raised his hand to check the time, then stood up and said, "It's rare for her to come back, so you can take a day off this afternoon." He paused and smiled, "No salary deduction. I also have something else to do this afternoon, so I'll leave first."

Zhang Yunqi turned and left Li Jilin's office.

Li Jilin looked at Zhang Yunqi's back, then looked at the phone number on his mobile phone. The expression on his face seemed to be hesitant to speak.

After leaving Liansheng, Zhang Yunqi drove straight to the train station.

The train station is not far away, or rather, Jiangchuan is that small, and it only takes about ten minutes to get there. Zhang Yunqi parked the car, raised his hand to check the time, and then came to the exit of the train station.

There were not many passengers at this time of year and the station was a bit deserted. Zhang Yunqi waited boredly for about twenty minutes, and a girl with an Adidas backpack across her body appeared in his eyes.

The girl was wearing navy blue skinny jeans, her legs were straight and slender, she was wearing a white cotton T-shirt with a sky blue shirt on the outside, and a baseball cap turned upside down on her head. Her eyes, which were exposed under her bangs, were clearly black and white, and her face was delicate. She was wearing a pair of white Adidas shoes on her feet, which seemed to be equipped with springs. Her steps were light, and her appearance was smart and clear.

The girl saw Zhang Yunqi and suddenly stopped.

She put her hands behind her back, squinted her eyes and smiled, then trotted over, threw her backpack to Zhang Yunqi, and said, "I'm hungry."

Zhang Yunqi said: "It is your aunt who is treating you to a feast today, get in the car."

"My aunt's cooking is delicious, and it has the taste of home." Ji Ling sat in the passenger seat of the Mercedes-Benz and said, "Xiao Zhang, you only know how to cook fancy dishes."

"Can you flatter her in front of her when you get home?" Zhang Yunqi didn't know whether to laugh or cry. He stepped on the accelerator, left Jiangchuan Railway Station, drove through the streets and alleys, and sped towards Shuixie Yundu.

Over the past six months, Ji Ling has undergone several months of intensive art exam training and has completed the provincial unified exam and school exams for several colleges and universities. Next, he will stay in Jiangchuan for a long time to prepare for the college entrance examination.

On the way home, Zhang Yunqi played some light music, glanced at Ji Ling who was drinking the juice he bought, and said, "By the way, the Chu Jian family has moved to my house. Your old nest has been destroyed, right?"

Ji Ling was not polite at all: "Do you still need to ask such a question?"

Zhang Yunqi said: "I am showing respect."

Ji Ling said, "If I accept your respect, are you going to ask me to sleep on the floor under the Chunjiang Bridge?"

Zhang Yunqi said, "It's almost summer, it would be nice to have outdoor air conditioning."

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(End of this chapter)