Chapter 420 Pang Tang’s Thoughts

In the study of the Governor's Office.

An officer hurried into the study, and Pang Tang couldn't wait to ask, "How is it?"

"Your Excellency, I have found out that the General's Office has borrowed more than 1.8 million taels!" said the officer, breathlessly.

Pang Tang smiled happily when he heard this, "Great, that's great!"

If the General's Mansion has money, it is equivalent to Chongshan Town having money. If Chongshan Town has money, it is equivalent to the Governor's Office having money.

The staff member standing next to him showed a look of surprise. He did not expect that Yang Zhengshan could raise so much money.

Whatever Yang Zhengshan wanted to do in the general's mansion, he naturally could not hide it from the governor's office.

After learning about Yang Zhengshan's plan, neither he nor Pang Tang was optimistic about it.

But now it has been proven that Yang Zhengshan's plan was successful.

"Sir, should we also~~" the aide said with some intention, his eyes flickering.

The smile on Pang Tang's face paused, then he rolled his eyes at him and said, "Do you think it's possible?"

"Why should I let those merchants pay money?"

"This~~" The staff thought about it and felt that it was unreliable for Pang Tang to do this.

Why was Yang Zhengshan able to do it?

That’s because when Yang Zhengshan was in Tenglongwei, he brought enough benefits to these merchants, making these merchants believe in his ability and credibility.

If it were someone else, these merchants would definitely not pay the money.

Of course, if Pang Tang asked these merchants for some silver, then these merchants would definitely be willing to give him some silver, but in this case it would become accepting bribes.

It is almost impossible to get these merchants to pay money in the name of the governor's office and with Pang Tang's reputation.

Pang Tang was very clear about this, so he had no intention of learning from Yang Zhengshan.

"Ahem, go to the mansion and ask Madam to get 10,000 taels of silver and send it to Chongshan Bank." Pang Tang said.

"Ah! Your Excellency also wants to buy that bond!" the aide said in surprise.

Pang Tang laughed and said, "If our governor's office wants more money, we have to invest some money!"

"Besides, didn't Marquis Jing'an say that if the General's Mansion can't pay back the money after three years, can we ask him to pay it back?"

"Others don't dare to ask him for the debt, so why should I not dare?"

The staff thought about it and it made sense!

At that time, those merchants would not dare to ask Marquis Jing'an for debts, but why would Pang Tang not dare?

Could it be possible that Marquis Jing'an could still blame Pang Tang?

"Then let the students buy some too. Although three percent profit is not much, it is not a small amount either. When the adults come to ask for the debt, you must bring the students along." The aide is not stupid either. With Pang Tang's support, he is not afraid of anything.

Pang Tang looked at his staff with his eyes slightly narrowed.

"no problem!"

"But there is something I need you to do!"

"Please speak, sir!" said the aide.

Pang Tang showed a kind smile on his face, "You can spread this matter in the government office. Yes, you can also spread it to the Provincial Administration Office and the Provincial Surveillance Office."

“Even if the General’s Mansion can’t pay it back, I can help everyone ask Marquis Jing’an for money!”

The staff was stunned at first, and then looked at Pang Tang strangely.

"Sir, you won't cheat your students!"

Doesn’t Pang Tang just want everyone to buy bonds from the General’s Mansion?
If the amount is small, the staff believes that Yang Zhengshan will not default on Pang Tang's debt, but if the amount is large, it is no longer a question of whether Yang Zhengshan will default on the debt, but a question of whether Yang Zhengshan can pay it back.

If Yang Zhengshan doesn’t have the money to pay back by then, then all his money would be wasted.

"What do you know? Go quickly!" Pang Tang said unhappily.

"Yes, I'll go right away!" The aide didn't dare to argue with Pang Tang and could only leave the study. However, after leaving the study, he hesitated again.

He has no psychological burden in cheating others, but does he want to jump in as well?

It is not known whether this aide jumped in, but as Pang Tang's words spread in the governor's office, many officials in the governor's office became interested.

With the dual endorsement of Yang Zhengshan and Pang Tang, what are they afraid of?
The interest rate is 36% per year!

Such interest is enough to attract many people!
There are gains and losses in business, but buying the bonds of the General's Mansion is a sure win!
When many officials thought of this, they couldn't help but feel itchy and rushed to Chongshan Money House to buy bonds.

For a time, the Chongshan Money House was crowded with people.

When Yang Zhengshan learned about the situation, he was a little surprised.

"How could this be?"

He also tried to get the merchants to pay, but he never thought of letting officials buy bonds. Of course, if someone was willing to buy, he would not stop them.

But it’s only been one day, why are so many officials rushing to buy bonds?

The financial resources of officials are definitely not as good as those of merchants. It is already considered good for an ordinary clerk to come up with one or two hundred taels of silver. As for officials, it is really hard to say.

Some people are greedy for money and have a ton of silver and money at home.

Some people come from aristocratic families, and their families have money and land.

But no matter what, officials belong to the wealthy class.

No official relies on salary to support his family. After all, there is no one like Hai Rui in Dayong.

Therefore, it was not surprising for officials to take out several thousand or tens of thousands of taels of silver.

"Well, my subordinate the governor has said that if the general's mansion cannot pay the money in three years, he will help everyone ask the marquis for the money!" said the attendant who came to report.

Upon hearing this, Yang Zhengshan couldn't help but laugh.

"This giant is really interesting!"

But he quickly realized, "Damn, this old man is eyeing the money from selling the bonds!"

"You go and guard outside the door. If Mr. Pang comes, tell him that I'm going to inspect the Zhenbiao Camp!" Yang Zhengshan said anxiously.

However, as soon as he finished speaking, a hearty laugh came from outside the door.

"Haha, Lord Yang, why does he have to hide from me?"

Yang Zhengshan looked up and saw Pang Tang walking in with a swagger.

Damn it, the debt collector is here!
"No, no, I am not hiding from Lord Pang!" Yang Zhengshan denied repeatedly.

"I'm not deaf. I heard it a long time ago!" Pang Tang was not polite to Yang Zhengshan at all. He went straight into the study and sat opposite Yang Zhengshan.

"How much silver is Lord Yang going to give to our governor's office?"

"..."

Yang Zhengshan was speechless for a while.

"In order to support Lord Yang, I can buy 10,000 taels of bonds, take a look~~"

Pang Tang waved a stack of bonds and said to Yang Zhengshan.

"If Lord Pang doesn't want the bonds, I can buy them with cash!" Yang Zhengshan said.

"No, I have no intention of selling it!" Pang Tang put away the note with a smile, and then said, "My governor's office doesn't want much, how about one million taels!"

"Mr. Pang, stop joking. This debt must be repaid, and the principal and interest must be paid back. Now the Governor's Office wants one million taels, so does it have to be paid back to the General's Mansion three years later, including the principal and interest?" Yang Zhengshan said unhappily.

He asked for one million taels right away. This old man is so shameless.

Pang Tang shook his head. "It was your idea to build Black Cloud City. How can the money be used on Black Cloud City and put on the governor's office?"

He could spend the one million taels of silver, but he had no ability to earn another one million taels of silver. No, in three years it would not be one million taels, but more than two million taels.

He can't afford it anyway.

Yang Zhengshan was speechless.

What Pang Tang said was correct. Whether it was building roads or constructing cities, they were all plans he made. Although the two of them had a division of labor, he could not just ignore Black Cloud City.

"Lord Yang, I am greedy, but I can't do anything about it. March is coming soon, and the construction of Black Cloud City should start in April, but the governor's office can't even take out 50,000 taels of silver."

Pang Tang started to cry poor.

"Can't the court allocate some money?" Yang Zhengshan said hesitantly.

"Lord Yang, if the court could allocate money, why would I have to run to you to save my old face!" Pang Tang looked at Yang Zhengshan with resentment on his face.

The corner of Yang Zhengshan's mouth twitched slightly. He was somewhat helpless against this shameless old man.

Look at this old woman, she looks like a well-read person, but now she looks like a nagging woman.

Although he complained in his heart, Yang Zhengshan couldn't ignore Pang Tang.

But he really couldn't give this money to the governor's office.

Building Black Cloud City costs money, but dredging Ying River also costs money.

The engineering department of the General's Office is already surveying the Yinghe River. It is estimated that a plan for dredging the river will be drawn up next month. At the latest, they will have to recruit young and strong people to dig the river by early April, which will certainly require a lot of money.

Moreover, the six lieutenant generals also need silver. Yang Mingzhi is still waiting for silver to buy a ship to go out to sea, and several other lieutenant generals are also waiting for silver to recruit soldiers for the reinforcement camp.

Three million may seem like a lot, but for the entire Chongshan Town, it can only sustain it for one year at most.

There was no way. The rebellion of Prince Qing and Ji Feiyu had caused too much damage to Chongshan Town.

This loss is far from being compensated by three million, not to mention that Yang Zhengshan also has to build roads and cities.

Yang Zhengshan frowned and fell into deep thought.

Pang Tang also knew that he was in a difficult situation, but everyone was having a difficult time right now.

Without money allocated by the imperial court, government offices at all levels in Chongshan Town were living a hard life.

Things are different now. When Lu Chongde and Liang Chu came to Chongshan Town, they brought a large amount of money and food, as well as war horses, weapons, armor and other supplies.

And now.

He and Yang Zhengshan were in Chongshan Town, and they only had the 800,000 taels of silver that were intercepted by the General's Mansion.

Thinking about it, Pang Tang felt bitter.

Yang Zhengshan thought for a long time before his brows relaxed.

"If it doesn't work, just sell the land!"

It will take some time before the glass workshop can generate income, and the finances of the entire Chongshan Town cannot rely solely on the glass workshop. We must find more ways to make money.

"Selling land?" Pang Tang was puzzled.

"That's right, selling land. Has the planning of Black Cloud City been completed? The houses and shops in the city can be sold, and the wasteland outside the city can also be sold!" Yang Zhengshan said.

"But Black Cloud City hasn't started construction yet?" Pang Tang said.

Yang Zhengshan blinked, "This is called a pre-sale house. No, this is called a pre-sale city! We can start with pre-sales, and let those who want to buy shops and houses pay a portion of the money in advance, sign a contract, and then deliver the houses and shops after they are built."

"As for wasteland, as long as it is reclaimed, it will become fertile land. There should be people willing to buy the fertile land near the city, right?"

Yang Zhengshan said somewhat uncertainly.

Now it was Pang Tang's turn to frown. He was wondering whether Yang Zhengshan's idea could be realized.

Reclaiming wasteland is actually possible, because in the past many merchants bought a lot of wasteland in Chongshan Town, mainly horse merchants, who bought the wasteland in order to enclose land for raising horses.

In Fuzhou City, many people also bought wasteland and reclaimed it for cultivation.

If there was a Black Cloud City, the sale of the wasteland should be possible, but the problem is that there is no trace of the Black Cloud City now.

"This is a bit difficult!" Pang Tang said with some entanglement.

Yang Zhengshan was not confident about this. "How about this? I'll give you 200,000 taels of silver first. Let's start building Black Cloud City and let everyone see our determination. Maybe someone will go to buy land around Black Cloud City!"

Pang Tang thought about it and felt that this was a good idea, so he nodded in agreement with Yang Zhengshan's proposal.

(End of this chapter)